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The Board publishes on its general public Internet site, a minimum of thirty days beforehand of the start of each calendar quarter, a listing of banks scheduled for CRA examinations for the following two quarters.
usually means, notwithstanding the definition of “small business enterprise” in this area, a loan included in “loans to little organizations” as reported in Timetable RC-C of the decision Report.
Pursuant to twelve U.S.C. 2906, the Board provides conclusions derived under this portion independently for metropolitan parts in which a lender maintains one or more domestic branch places of work and for that nonmetropolitan space of the Point out if a financial institution maintains one or more domestic department workplaces in these types of nonmetropolitan area.
스팸 게시물이 확대 생성되는 것을 방지하기 위하여 문구 및 사용 제한기간을
A lender should delineate one or more facility-dependent assessment parts inside which the Board evaluates the bank's document of helping to meet up with the credit score wants of its overall Neighborhood pursuant into the general performance assessments and strategic program described in § 228.21.
indicates the period of time, frequently in calendar a long time, throughout which a lender conducted the activities the Board evaluates inside of a CRA examination, in accordance While using the Board's tips and techniques.
(B) For a considerable financial institution that experienced belongings less than or equal $10 billion as of December 31 in either on the prior two calendar many years and that operates at the least a person department, the Board considers the lender's electronic shipping devices as well as other shipping techniques with the financial institution's selection.
The Board evaluates an intermediate financial institution's record of assisting to fulfill the credit history needs of its whole community pursuant on the Retail Lending Examination in § 228.
Other than as normally delivered In this particular part, a lender ought to ensure that its public file click here consists of the data needed by this segment for every of your previous a few calendar yrs, with The newest calendar 12 months included in its file annually by April one of the current calendar year.
On request, a lender ought to present copies, either on paper or in electronic sort suitable to the person earning the ask for, of the knowledge in its public file. The lender may perhaps cost a reasonable rate to not exceed the price of copying and mailing (if not offered in electronic kind).
(B) The extent to which the prepare has adequately justified the need to get a strategy and every element of the system as required in paragraph (d) of the portion.